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Prepared for TIC by Mike Ewing, J.D.
Director of Research
United Actuarial Services, Inc.
(317) 580-8659
Fax (317) 580-8651
email: mewing@unitedactuarial.com
© United Actuarial Services, Inc. 2010
2010-28
April 15, 2010
Update on Retiree Reinsurance Provision, Grandfathered
Plans, Collectively Bargained Effective Date and Dependent
Coverage Provisions
In this Client Bulletin we will take a closer look at selected provisions of the health
care reform bills discussed in Client Bulletin 2010-26. A detailed 69-page
summary integrates the provisions of the 3-parts to what is commonly called the
“health care reform law”
is available at:
items of immediate interest to you are found in the first few pages.
The Research Department recently participated in a webcast presented by the
International Foundation of Employee Benefit Plans (IFEBP)(www.ifebp.org) as well
as a presentation by the National Coordinating Committee on Multiemployer Plans
(NCCMP)(www.nccmp.org)
for attorneys and administrators presented in
Washington D.C., held in the Samuel Gompers Room at the AFL-CIO headquarters,
named for a giant in the history of organized labor. In 1864, Gompers joined Local
15 of the United Cigar Makers and eventually became the first and longest-serving
president of the American Federation of Labor (AFL), serving from 1886-1924.
(
One message that came through “loud and clear” at these presentations as well as
through industry reports in general is that much of the law relating to group health
plan reforms needs immediate explanation and guidance as it is unclear, ambiguous
and contradictory in many places. In spite of that, we will take a look at the best
guesses so far and add some clarification where clarification has been made.
First, we will note that the Department of Health and Human Services (HHS) has
set up an extensive, informative website worthy of an Oscar at
http://www.healthreform.gov. The website has a section entitled “Your Questions
Answered” that
and small businesses, some of which we discuss. HHS is hosting weekly webchats
on
the health care reform bill. The Research Department
will be tuned into the
webchats
and will report on group health compliance developments. The site has
an email news update listserv.
CLIENT BULLETIN